@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:500 700;font-display:swap;src:url(/assets/fonts/cormorant-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:500 700;font-display:swap;src:url(/assets/fonts/cormorant-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Manrope';font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/manrope-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Manrope';font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/manrope-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
/* TZI Consórcios — folha de estilos principal.
   Cores extraídas da logo oficial (logo tzi oficial.pdf). */
:root{
  --navy:#101C2E; --navy-2:#16253C; --navy-3:#0A1320; --navy-line:rgba(199,185,156,.18);
  --gold:#C6A344; --gold-deep:#986C22; --gold-light:#F7DB64; --gold-pale:#F9F2AB;
  --beige:#C7B99C; --ivory:#F7F4EC; --paper:#FFFFFF;
  --ink:#141C2B; --muted:#586174; --line:#E3DED2;
  --ok:#1F7A4D; --erro:#B3261E;
  --ouro:linear-gradient(135deg,#986C22 0%,#C6A344 30%,#F7DB64 55%,#C6A344 80%,#986C22 100%);
  --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif;
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
  --r:14px; --r-lg:22px;
  --sombra:0 18px 50px -24px rgba(10,19,32,.45);
  --largura:1200px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--ink);background:var(--paper);overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3,h4{margin:0 0 .5em;line-height:1.15;font-weight:600}
h1,h2{font-family:var(--serif);letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.4vw,4.3rem);font-weight:600}
h2{font-size:clamp(2rem,3.8vw,3rem)}
h3{font-size:1.2rem;font-family:var(--sans);font-weight:700}
p{margin:0 0 1em}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.pular{position:absolute;left:12px;top:-60px;z-index:100;background:var(--gold);color:var(--navy);padding:10px 16px;border-radius:8px;font-weight:700;text-decoration:none}
.pular:focus{top:12px}
.container{width:min(var(--largura),100% - 32px);margin-inline:auto}
.estreito{max-width:780px}
.secao{padding:clamp(64px,9vw,112px) 0}
.secao--creme{background:var(--ivory)}
.secao--escura{background:var(--navy);color:#E9E4D8}
.secao--escura h2,.secao--escura h3{color:#fff}
.secao--escura p{color:#C9CEDA}
.sobretitulo{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:14px}
.sobretitulo::before{content:"";width:28px;height:2px;background:var(--ouro)}
.secao--escura .sobretitulo,.hero .sobretitulo,.topo-pagina .sobretitulo{color:var(--gold-light)}
.lead{font-size:1.15rem;color:var(--muted);max-width:720px}
.secao--escura .lead{color:#C9CEDA}
.centro{text-align:center}.centro .lead{margin-inline:auto}
.texto-ouro{background:var(--ouro);-webkit-background-clip:text;background-clip:text;color:transparent}

/* Botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:14px 26px;border-radius:999px;font:700 1rem/1.2 var(--sans);text-decoration:none;cursor:pointer;border:2px solid transparent;transition:transform .2s ease,box-shadow .2s ease,background-color .2s;text-align:center}
.btn:hover{transform:translateY(-2px)}
.btn--ouro{background:var(--ouro);background-size:160% 100%;color:var(--navy);box-shadow:0 10px 30px -12px rgba(198,163,68,.75)}
.btn--ouro:hover{background-position:100% 0}
.btn--contorno{border-color:rgba(247,219,100,.7);color:#fff;background:rgba(255,255,255,.04)}
.btn--contorno:hover{background:rgba(255,255,255,.1)}
.btn--escuro{background:var(--navy);color:#fff}
.btn--escuro:hover{background:var(--navy-2)}
.btn--linha{border-color:var(--navy);color:var(--navy);background:transparent}
.btn--linha:hover{background:var(--navy);color:#fff}
.btn--whats{background:#1FA855;color:#fff}
.btn--whats:hover{background:#178A45}
.btn--pequeno{min-height:44px;padding:10px 18px;font-size:.92rem}
.btn[disabled]{opacity:.6;cursor:wait;transform:none}
.botoes{display:flex;flex-wrap:wrap;gap:14px}

/* Cabeçalho */
.cabecalho{position:sticky;top:0;z-index:50;background:rgba(16,28,46,.96);backdrop-filter:saturate(140%) blur(10px);-webkit-backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid var(--navy-line)}
.cabecalho__in{display:flex;align-items:center;gap:20px;min-height:76px}
.marca{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff;flex-shrink:0}
.marca img{width:48px;height:48px}
.marca span{display:flex;flex-direction:column;line-height:1.05}
.marca strong{font-family:var(--serif);font-size:1.5rem;font-weight:600;letter-spacing:.04em}
.marca small{font-size:.66rem;letter-spacing:.28em;text-transform:uppercase;color:var(--beige)}
.menu{margin-left:auto}
.menu>ul{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.menu a,.menu button.sub{display:block;padding:10px 11px;color:#E3E7EF;text-decoration:none;font:600 .9rem/1 var(--sans);border-radius:8px;background:none;border:0;cursor:pointer;white-space:nowrap}
.menu a:hover,.menu button.sub:hover,.menu a[aria-current=page]{color:var(--gold-light)}
.menu li{position:relative}
.menu button.sub::after{content:"";display:inline-block;width:6px;height:6px;margin-left:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-3px) rotate(45deg)}
.submenu{position:absolute;top:100%;left:-10px;min-width:280px;list-style:none;margin:0;padding:10px;background:var(--navy-2);border:1px solid var(--navy-line);border-radius:var(--r);box-shadow:var(--sombra);display:none}
.submenu a{padding:11px 14px;font-weight:500}
.submenu a small{display:block;color:var(--beige);font-size:.75rem;margin-top:3px;font-weight:500}
.menu li.aberto>.submenu{display:block}
@media (hover:hover) and (min-width:1181px){.menu li:hover>.submenu{display:block}}
.cabecalho .btn{flex-shrink:0}
.abrir-menu{display:none;margin-left:auto;width:48px;height:48px;border-radius:12px;border:1px solid var(--navy-line);background:transparent;color:#fff;cursor:pointer}
.abrir-menu span,.abrir-menu span::before,.abrir-menu span::after{display:block;width:22px;height:2px;background:currentColor;margin:auto;position:relative;transition:.2s}
.abrir-menu span::before,.abrir-menu span::after{content:"";position:absolute;left:0}
.abrir-menu span::before{top:-7px}.abrir-menu span::after{top:7px}
.abrir-menu[aria-expanded=true] span{background:transparent}
.abrir-menu[aria-expanded=true] span::before{top:0;transform:rotate(45deg)}
.abrir-menu[aria-expanded=true] span::after{top:0;transform:rotate(-45deg)}
@media (max-width:1180px){
  .abrir-menu{display:block}
  .cabecalho .btn--cab{display:none}
  .menu{position:fixed;inset:76px 0 0 0;background:var(--navy);padding:16px 16px 40px;overflow-y:auto;display:none;margin:0}
  .menu.aberto{display:block}
  .menu>ul{flex-direction:column;align-items:stretch;gap:0}
  .menu a,.menu button.sub{padding:16px 8px;font-size:1.05rem;border-bottom:1px solid var(--navy-line);border-radius:0;width:100%;text-align:left}
  .submenu{position:static;display:none;box-shadow:none;border:0;background:transparent;padding:0 0 0 12px;min-width:0}
  .menu .menu__cta{display:block;margin-top:22px}
  .menu .menu__cta .btn{width:100%}
}
@media (min-width:1181px){.menu .menu__cta{display:none}}
@media (min-width:1181px) and (max-width:1320px){.menu a,.menu button.sub{padding:10px 8px;font-size:.85rem}.marca small{display:none}}

/* Hero */
.hero{position:relative;color:#fff;background:var(--navy-3);overflow:hidden;isolation:isolate}
.hero__foto{position:absolute;inset:0;z-index:-2}
.hero__foto img{width:100%;height:100%;object-fit:cover;object-position:70% center}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(10,19,32,.97) 0%,rgba(16,28,46,.9) 38%,rgba(16,28,46,.45) 70%,rgba(16,28,46,.2) 100%),linear-gradient(0deg,rgba(10,19,32,.7),transparent 40%)}
.hero__in{min-height:min(88vh,820px);display:flex;flex-direction:column;justify-content:center;padding:90px 0 110px;max-width:700px}
.hero h1{color:#fff}
.hero p.lead{color:#D6DAE3;font-size:clamp(1.05rem,1.6vw,1.22rem)}
.hero .botoes{margin-top:18px}
.hero__selos{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:40px;font-size:.88rem;color:#C9CEDA}
.hero__selos span{display:flex;align-items:center;gap:9px}
.hero__selos span::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--ouro)}
@media (max-width:760px){.hero::before{background:linear-gradient(180deg,rgba(10,19,32,.55) 0%,rgba(16,28,46,.92) 45%,rgba(10,19,32,.98) 100%)}.hero__in{padding:200px 0 70px;min-height:0}.hero__foto img{object-position:72% top;height:58%}}

.topo-pagina{position:relative;color:#fff;background:var(--navy);overflow:hidden;isolation:isolate}
.topo-pagina .hero__foto img{object-position:center}
.topo-pagina::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(10,19,32,.96) 0%,rgba(16,28,46,.86) 50%,rgba(16,28,46,.45) 100%)}
.topo-pagina__in{padding:clamp(70px,10vw,120px) 0 clamp(60px,8vw,96px);max-width:760px}
.topo-pagina h1{font-size:clamp(2.2rem,4.6vw,3.6rem);color:#fff}
.topo-pagina .lead{color:#D6DAE3}
.migalhas{font-size:.85rem;color:var(--beige);margin-bottom:20px}
.migalhas a{color:var(--beige);text-decoration:none}.migalhas a:hover{color:var(--gold-light)}
@media (max-width:760px){.topo-pagina::before{background:linear-gradient(180deg,rgba(16,28,46,.8),rgba(10,19,32,.97))}}

/* Grades e cartões */
.grade{display:grid;gap:24px}
.grade--2{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr))}
.grade--3{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}
.grade--4{grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr))}
.cartao{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;position:relative;transition:transform .25s ease,box-shadow .25s ease,border-color .25s}
.cartao:hover{transform:translateY(-4px);box-shadow:var(--sombra);border-color:#D8CBA8}
.secao--escura .cartao{background:var(--navy-2);border-color:var(--navy-line);color:#D8DCE5}
.secao--escura .cartao p{color:#BCC3D1}
.cartao__icone{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:var(--navy);color:var(--gold-light);margin-bottom:18px}
.secao--escura .cartao__icone{background:rgba(247,219,100,.1)}
.cartao__icone svg{width:26px;height:26px}
.cartao p:last-child{margin-bottom:0}
.cartao-foto{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;transition:transform .25s ease,box-shadow .25s ease}
.cartao-foto:hover{transform:translateY(-4px);box-shadow:var(--sombra)}
.cartao-foto__img{aspect-ratio:16/10;overflow:hidden;background:var(--navy)}
.cartao-foto__img img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.cartao-foto:hover .cartao-foto__img img{transform:scale(1.04)}
.cartao-foto__corpo{padding:24px;display:flex;flex-direction:column;gap:6px;flex:1}
.cartao-foto__corpo .btn{margin-top:auto}
.etiqueta{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep)}
.valor{font-family:var(--serif);font-size:2.3rem;font-weight:700;color:var(--navy);line-height:1.05}
.valor small{font-family:var(--sans);font-size:.8rem;font-weight:600;color:var(--muted);display:block;letter-spacing:.04em}
.dado{display:flex;justify-content:space-between;gap:12px;border-top:1px dashed var(--line);padding:10px 0;font-size:.92rem;color:var(--muted)}
.dado strong{color:var(--ink);text-align:right}
.dado:last-of-type{margin-bottom:14px}
.link-seta{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--gold-deep);text-decoration:none}
.secao--escura .link-seta{color:var(--gold-light)}
.link-seta::after{content:"→";transition:transform .2s}
.link-seta:hover::after{transform:translateX(4px)}

/* Bloco dividido foto + texto */
.dividido{display:grid;grid-template-columns:1.05fr 1fr;gap:clamp(32px,6vw,80px);align-items:center}
.dividido--inv>:first-child{order:2}
.dividido__foto{border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sombra);position:relative;aspect-ratio:4/3.4}
.dividido__foto img{width:100%;height:100%;object-fit:cover}
.dividido__foto::after{content:"";position:absolute;inset:auto 0 0 0;height:5px;background:var(--ouro)}
@media (max-width:900px){.dividido{grid-template-columns:1fr}.dividido--inv>:first-child{order:0}}
.lista-check{list-style:none;padding:0;margin:0 0 1.4em;display:grid;gap:12px}
.lista-check li{position:relative;padding-left:34px}
.lista-check li::before{content:"";position:absolute;left:0;top:.25em;width:22px;height:22px;border-radius:50%;background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23F7DB64' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/13px no-repeat}
.secao--escura .lista-check li::before{background-color:rgba(247,219,100,.12)}

/* Destaque BYD */
.destaque{position:relative;border-radius:28px;overflow:hidden;background:var(--navy);color:#fff;isolation:isolate;display:grid;grid-template-columns:1.1fr .9fr;min-height:480px}
.destaque__texto{padding:clamp(32px,5vw,64px);display:flex;flex-direction:column;justify-content:center}
.destaque__texto h2{color:#fff}
.destaque__texto p{color:#C9CEDA}
.destaque__foto{position:relative}
.destaque__foto img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.destaque__foto::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,var(--navy) 0%,rgba(16,28,46,0) 45%)}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:6px 0 22px;padding:0;list-style:none}
.chips li{border:1px solid rgba(247,219,100,.4);color:#F3EBD2;border-radius:999px;padding:8px 14px;font-size:.88rem;font-weight:600;background:rgba(247,219,100,.06)}
@media (max-width:900px){.destaque{grid-template-columns:1fr}.destaque__foto{min-height:260px;order:-1}.destaque__foto::before{background:linear-gradient(0deg,var(--navy) 0%,rgba(16,28,46,0) 60%)}}

/* Avisos */
.aviso{border-left:4px solid var(--gold);background:#FBF7EA;color:#4B4535;padding:18px 20px;border-radius:0 var(--r) var(--r) 0;font-size:.93rem}
.aviso strong{color:var(--ink)}
.secao--escura .aviso,.destaque .aviso{background:rgba(247,219,100,.08);color:#E5DFCC}
.secao--escura .aviso strong,.destaque .aviso strong{color:#fff}
.aviso--revisao{border-left-color:#B07A16;background:#FFF4DA}
.nota{font-size:.82rem;color:var(--muted);margin-top:18px}
.secao--escura .nota{color:#9AA3B5}

/* Passos */
.passos{counter-reset:p;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));list-style:none;padding:0;margin:0}
.passos li{counter-increment:p;position:relative;padding:30px 24px 26px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line)}
.secao--escura .passos li{background:var(--navy-2);border-color:var(--navy-line)}
.passos li::before{content:counter(p,decimal-leading-zero);display:block;font-family:var(--serif);font-size:2.4rem;font-weight:700;line-height:1;margin-bottom:12px;background:var(--ouro);-webkit-background-clip:text;background-clip:text;color:transparent}
.passos h3{font-size:1.05rem;margin-bottom:6px}
.passos p{font-size:.95rem;margin:0;color:var(--muted)}
.secao--escura .passos p{color:#BCC3D1}

/* Parceiras */
.logos{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,190px),1fr));gap:18px}
.logo-parceira{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px 20px;min-height:150px;text-decoration:none;color:var(--muted);font-size:.85rem;font-weight:600;transition:.25s}
.logo-parceira:hover{border-color:var(--gold);box-shadow:var(--sombra)}
.logo-parceira img{max-height:58px;width:auto;max-width:100%;object-fit:contain}
.logo-parceira img.quadrada{max-height:92px}

/* FAQ */
.faq{display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:0 22px;transition:border-color .2s}
.faq details[open]{border-color:#D8CBA8}
.faq summary{list-style:none;cursor:pointer;padding:20px 36px 20px 0;font-weight:700;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:1.6rem;font-weight:400;color:var(--gold-deep)}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding:0 0 20px;color:var(--muted)}

/* Faixa CTA */
.faixa-cta{background:var(--navy);color:#fff;border-radius:28px;padding:clamp(34px,5vw,60px);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px;position:relative;overflow:hidden}
.faixa-cta::after{content:"";position:absolute;right:-90px;top:-90px;width:260px;height:260px;border-radius:50%;border:18px solid rgba(247,219,100,.14)}
.faixa-cta h2{color:#fff;margin:0;font-size:clamp(1.7rem,3vw,2.4rem);max-width:640px}
.faixa-cta p{color:#C9CEDA;margin:8px 0 0}

/* Formulários e simuladores */
.painel-form{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,4vw,40px);box-shadow:var(--sombra);color:var(--ink);scroll-margin-top:100px}
.secao--escura .painel-form{border-color:transparent}
.painel-form h2,.painel-form h3{color:var(--navy)}
.campos{display:grid;gap:16px;grid-template-columns:1fr 1fr}
.campo{display:flex;flex-direction:column;gap:6px}
.campo--todo{grid-column:1/-1}
@media (max-width:640px){.campos{grid-template-columns:1fr}}
label,.rotulo{font-weight:700;font-size:.92rem;color:var(--ink)}
.opcional{font-weight:500;color:var(--muted)}
input[type=text],input[type=tel],input[type=email],input[type=number],select,textarea{width:100%;min-height:52px;padding:13px 15px;border:1.5px solid #CFD4DD;border-radius:12px;font:500 1rem var(--sans);color:var(--ink);background:#fff;transition:border-color .2s,box-shadow .2s;-webkit-appearance:none;appearance:none}
select{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23101C2E' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") right 14px center/18px no-repeat;padding-right:44px}
textarea{min-height:110px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold-deep);box-shadow:0 0 0 4px rgba(198,163,68,.22)}
.campo.invalido input,.campo.invalido select,.campo.invalido textarea{border-color:var(--erro)}
.erro-campo{color:var(--erro);font-size:.84rem;font-weight:600;min-height:0}
.consentimento{display:flex;gap:12px;align-items:flex-start;font-size:.88rem;color:var(--muted);font-weight:500}
.consentimento input{width:22px;height:22px;margin-top:2px;accent-color:var(--navy);flex-shrink:0}
.consentimento a{color:var(--navy);font-weight:700}
.mel{position:absolute!important;left:-5000px!important;width:1px;height:1px;opacity:0}
.form-rodape{display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between;margin-top:22px}
.form-rodape small{color:var(--muted);font-size:.8rem;max-width:380px}
.alerta-form{display:none;margin-top:16px;padding:14px 16px;border-radius:12px;font-weight:600;font-size:.93rem}
.alerta-form.erro{display:block;background:#FDECEA;color:var(--erro)}
.sucesso{display:none;text-align:center;padding:12px 0}
.sucesso.visivel{display:block}
.sucesso__icone{width:72px;height:72px;margin:0 auto 18px;border-radius:50%;background:var(--navy);display:grid;place-items:center}
.sucesso__icone svg{width:36px;height:36px}
.sucesso h3{font-family:var(--serif);font-size:2rem;font-weight:600;color:var(--navy)}
.sucesso .protocolo{display:inline-block;font-weight:800;letter-spacing:.06em;background:var(--ivory);border-radius:8px;padding:6px 12px;margin-bottom:18px}

.simulador__topo{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:12px;font-size:.88rem;font-weight:700;color:var(--muted)}
.progresso{height:8px;background:#ECE7DA;border-radius:99px;overflow:hidden;margin-bottom:28px}
.progresso span{display:block;height:100%;width:0;background:var(--ouro);border-radius:99px;transition:width .35s ease}
.etapa{display:none}
.etapa.ativa{display:block;animation:entra .35s ease}
@keyframes entra{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.etapa legend,.etapa .pergunta{font-family:var(--serif);font-size:clamp(1.6rem,3vw,2.1rem);font-weight:600;color:var(--navy);line-height:1.2;margin-bottom:6px;padding:0}
.etapa fieldset{border:0;margin:0;padding:0;min-width:0}
.etapa .ajuda{color:var(--muted);font-size:.95rem;margin-bottom:20px}
.opcoes{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr))}
.opcao{position:relative}
.opcao input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.opcao span{display:flex;align-items:center;gap:12px;min-height:60px;padding:14px 16px;border:1.5px solid #D5D9E1;border-radius:14px;font-weight:600;background:#fff;transition:.15s;line-height:1.3}
.opcao span::before{content:"";width:20px;height:20px;border-radius:50%;border:2px solid #AEB5C2;flex-shrink:0;transition:.15s}
.opcao input:checked+span{border-color:var(--navy);background:#F6F3EA;box-shadow:inset 0 0 0 1px var(--navy)}
.opcao input:checked+span::before{border-color:var(--navy);background:radial-gradient(circle,var(--gold) 0 4px,var(--navy) 5px)}
.opcao input:focus-visible+span{outline:3px solid var(--gold);outline-offset:2px}
.simulador__nav{display:flex;justify-content:space-between;gap:12px;margin-top:28px;flex-wrap:wrap}
.simulador__nav .btn{min-width:150px}
@media (max-width:520px){.simulador__nav .btn{flex:1;min-width:0}}
.resumo{background:var(--ivory);border-radius:var(--r);padding:16px 18px;margin:0 0 20px;font-size:.9rem;display:grid;gap:4px}
.resumo div{display:flex;justify-content:space-between;gap:12px}
.resumo dt{color:var(--muted)}.resumo dd{margin:0;font-weight:700;text-align:right}
.escolha-sim{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));margin-bottom:28px}
.escolha-sim button{text-align:left;cursor:pointer;font:inherit;border:1.5px solid var(--line);border-radius:var(--r-lg);background:#fff;padding:22px;transition:.2s}
.escolha-sim button[aria-pressed=true]{border-color:var(--navy);box-shadow:inset 0 0 0 1px var(--navy);background:#F6F3EA}
.escolha-sim strong{display:block;font-size:1.1rem;color:var(--navy)}
.escolha-sim span{font-size:.9rem;color:var(--muted)}

/* Tabelas */
.tabela{width:100%;border-collapse:collapse;font-size:.95rem;background:#fff;border-radius:var(--r);overflow:hidden}
.tabela th,.tabela td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.tabela th{background:var(--navy);color:#fff;font-weight:700}
.rolagem{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r)}

/* Rodapé */
.rodape{background:var(--navy-3);color:#AEB6C6;padding:72px 0 0;font-size:.93rem}
.rodape__grade{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
@media (max-width:980px){.rodape__grade{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.rodape__grade{grid-template-columns:1fr}}
.rodape h3{color:#fff;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:16px}
.rodape ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.rodape a{color:#D3D8E2;text-decoration:none}
.rodape a:hover{color:var(--gold-light)}
.rodape .marca{margin-bottom:18px}
.rodape__legal{border-top:1px solid rgba(199,185,156,.14);margin-top:56px;padding:26px 0 34px;font-size:.8rem;color:#8790A3;display:grid;gap:10px}

/* Botão flutuante de WhatsApp */
.whats-flutuante{position:fixed;right:18px;bottom:18px;z-index:40;width:60px;height:60px;border-radius:50%;background:#1FA855;color:#fff;display:grid;place-items:center;box-shadow:0 12px 30px -8px rgba(0,0,0,.45);transition:transform .25s,opacity .25s}
.whats-flutuante svg{width:32px;height:32px}
.whats-flutuante:hover{transform:scale(1.06)}
.whats-flutuante.oculto{opacity:0;pointer-events:none;transform:translateY(20px)}

/* Banner de consentimento (só aparece com rastreamento configurado) */
.consent{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;max-width:560px;background:var(--navy);color:#DDE2EA;border:1px solid var(--navy-line);border-radius:var(--r-lg);padding:20px;box-shadow:var(--sombra);font-size:.9rem;display:none}
.consent.visivel{display:block}
.consent a{color:var(--gold-light)}
.consent .botoes{margin-top:14px}

/* Animações de entrada */
.revelar{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.revelar.visivel{opacity:1;transform:none}
.sem-js .revelar{opacity:1;transform:none}

/* Conteúdo legal */
.texto-legal h2{font-size:1.7rem;margin-top:1.6em}
.texto-legal h3{margin-top:1.4em}
.texto-legal li{margin-bottom:.4em}

.numeros{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr));gap:18px;margin-top:34px}
.numeros div{border-top:2px solid rgba(247,219,100,.5);padding-top:14px}
.numeros strong{display:block;font-family:var(--serif);font-size:2.2rem;color:#fff;line-height:1}
.numeros span{font-size:.9rem;color:#BCC3D1}

.erro404{min-height:70vh;display:grid;place-items:center;text-align:center}
.cartao-foto__img--produto{background:linear-gradient(180deg,#F4F1E8 0%,#E6E0D0 100%)}
.cartao-foto__img--produto img{object-fit:contain;padding:8px 10px 4px}
.cartao-foto:hover .cartao-foto__img--produto img{transform:scale(1.05)}
@media (min-width:901px){
  .hero .hero__foto{left:36%}
  .hero .hero__foto img{object-position:35% center}
  .hero::before{background:linear-gradient(90deg,var(--navy-3) 0%,var(--navy-3) 34%,rgba(10,19,32,.55) 50%,rgba(16,28,46,.1) 75%,rgba(16,28,46,0) 100%),linear-gradient(0deg,rgba(10,19,32,.55),transparent 35%)}
  .topo-pagina .hero__foto{left:40%}
  .topo-pagina::before{background:linear-gradient(90deg,var(--navy) 0%,var(--navy) 38%,rgba(16,28,46,.6) 55%,rgba(16,28,46,.05) 85%)}
}
[hidden]{display:none!important}
@media (max-width:640px){
  .grade--modelos{grid-template-columns:1fr 1fr;gap:12px}
  .grade--modelos .cartao-foto__corpo{padding:14px 12px;gap:4px}
  .grade--modelos h3{font-size:1rem!important}
  .grade--modelos .valor{font-size:1.5rem}
  .grade--modelos .dado{flex-direction:column;gap:2px;padding:7px 0;font-size:.8rem}
  .grade--modelos .dado strong{text-align:left}
  .grade--modelos .btn{min-height:40px;padding:8px 10px;font-size:.8rem}
  .grade--modelos .etiqueta{font-size:.62rem}
}
/* Faixa de números e Instagram */
.faixa-numeros{background:var(--navy-3);color:#fff;padding:34px 0 38px;border-top:1px solid var(--navy-line)}
.faixa-numeros .numeros{margin-top:0}
.instagram{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
@media (max-width:900px){.instagram{grid-template-columns:1fr}}
.instagram__perfil{display:flex;gap:24px;align-items:flex-start}
.instagram__perfil img{width:96px;height:96px;flex-shrink:0;border-radius:50%;box-shadow:0 0 0 4px #fff,0 0 0 6px var(--gold)}
@media (max-width:560px){.instagram__perfil{flex-direction:column}}
.instagram__arroba{font-weight:800;color:var(--navy);margin-bottom:10px}
.instagram__destaques{display:grid;grid-template-columns:repeat(3,1fr);gap:18px 12px}
.ig-destaque{display:flex;flex-direction:column;align-items:center;gap:8px;text-decoration:none;color:var(--ink);font-weight:700;font-size:.85rem;text-align:center}
.ig-destaque span{width:76px;height:76px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold-light);font-family:var(--serif);font-size:1.9rem;box-shadow:0 0 0 3px var(--ivory),0 0 0 5px var(--gold);transition:transform .2s}
.ig-destaque:hover span{transform:scale(1.06)}
/* "Para saber mais" e botões de WhatsApp nos cards */
.saiba-mais{display:inline-flex;align-items:center;gap:6px;color:#178A45;font-weight:800;text-decoration:none;text-align:right}
.saiba-mais:hover{text-decoration:underline}
.saiba-mais svg{flex-shrink:0}
.cartao-foto__corpo .btn--whats{margin-top:8px}
.cartao-foto__corpo .btn{width:100%}
.btn--whats svg{flex-shrink:0}
@media (max-width:640px){.grade--modelos .saiba-mais{font-size:.78rem}.grade--modelos .btn--whats{font-size:.75rem;padding:8px}}
/* Celular: o desfoque do cabeçalho prendia o menu fixo à altura do cabeçalho */
@media (max-width:1180px){
  .cabecalho{backdrop-filter:none;-webkit-backdrop-filter:none;background:var(--navy)}
  .menu{top:76px;bottom:auto;height:calc(100vh - 76px);height:calc(100dvh - 76px);z-index:60}
}
/* "Para saber mais" ocupa a linha de baixo do rótulo, sem quebrar em três linhas */
.dado:has(.saiba-mais){flex-direction:column;gap:4px}
.dado:has(.saiba-mais) strong{text-align:left}
/* Comparativo consórcio x financiamento */
.comp{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(28px,5vw,64px);align-items:start}
@media (max-width:900px){.comp{grid-template-columns:1fr}}
.comp__lado{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}
@media (max-width:560px){.comp__lado{grid-template-columns:1fr}}
.comp__col{border:1px solid var(--navy-line);border-radius:var(--r-lg);padding:20px;background:rgba(255,255,255,.03)}
.comp__col--tzi{border-color:rgba(247,219,100,.55);background:rgba(247,219,100,.07)}
.comp__col .etiqueta{color:var(--gold-light);margin-bottom:12px}
.comp__col .lista-check{font-size:.93rem;color:#E3E7EF;margin:0}
.lista-x{list-style:none;padding:0;margin:0;display:grid;gap:12px;font-size:.93rem;color:#B9C0CE}
.lista-x li{position:relative;padding-left:30px}
.lista-x li::before{content:"✕";position:absolute;left:0;top:0;width:20px;height:20px;border-radius:50%;background:rgba(255,255,255,.08);color:#E8A0A0;font-size:.7rem;display:grid;place-items:center}
.comp__calc{background:#fff;color:var(--ink);border-radius:var(--r-lg);padding:clamp(22px,3vw,32px);box-shadow:var(--sombra);display:grid;gap:10px}
.comp__abas{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:6px}
.comp__abas button{font:700 .95rem var(--sans);border:1.5px solid var(--line);border-radius:999px;padding:10px;background:#fff;color:var(--navy);cursor:pointer}
.comp__abas button[aria-pressed=true]{background:var(--navy);color:#fff;border-color:var(--navy)}
.comp__rotulo{font-size:.85rem;color:var(--muted);font-weight:700;margin-top:6px}
.comp__valor{font-family:var(--serif);font-size:2.2rem;font-weight:700;color:var(--navy);line-height:1}
.comp__calc input[type=range]{width:100%;accent-color:var(--gold-deep)}
.comp__res{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:8px}
.comp__res div{background:var(--ivory);border-radius:var(--r);padding:14px;display:grid;gap:2px}
.comp__res span,.comp__economia span{font-size:.8rem;color:var(--muted);font-weight:700}
.comp__res strong{font-size:1.15rem;color:var(--navy)}
.comp__res small,.comp__economia small{font-size:.75rem;color:var(--muted)}
.comp__economia{background:var(--navy);border-radius:var(--r);padding:16px 18px;display:grid;gap:2px;margin:4px 0 6px}
.comp__economia span{color:var(--beige)}
.comp__economia strong{font-family:var(--serif);font-size:2.2rem;color:var(--gold-light);line-height:1.05}
.comp__economia small{color:#C9CEDA}
.comp__calc .btn{width:100%}
.comp__calc .nota{margin:4px 0 0;text-align:center}
/* Chips sobre fundo claro (página BYD) */
.secao:not(.secao--escura) .chips li{color:var(--navy);border-color:rgba(152,108,34,.45);background:#FBF7EA}

/* Vitrine de cartas contempladas */
.cartas__filtros{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr) minmax(0,1fr);gap:16px;align-items:end;margin-bottom:18px}
.cartas__abas{grid-template-columns:repeat(3,1fr);margin:0}
@media (max-width:760px){.cartas__filtros{grid-template-columns:1fr 1fr}.cartas__abas{grid-column:1/-1}}
.cartas__total{font-weight:700;color:var(--navy);margin:0 0 16px}
.cartas__grade .cartao-foto__corpo{padding:20px}
.cartas__grade .valor{font-family:var(--sans);font-size:1.75rem;font-weight:800;letter-spacing:-.02em;font-variant-numeric:lining-nums tabular-nums;margin:2px 0 4px}
.cartas__grade .valor small{font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:2px}
.cartas__grade .dado{font-size:.9rem}
.cartas__grade .dado strong{font-size:1.02rem;font-weight:800;color:var(--navy);font-variant-numeric:lining-nums tabular-nums}
.cartas__grade .btn{margin-top:auto}
.cartas__grade .btn + .btn{margin-top:8px}
.cartas__cod{font-size:.78rem;color:var(--muted)}
.cartas__aviso{border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;background:#fff;display:grid;gap:14px;justify-items:start}
.cartas__mais{justify-content:center;margin-top:24px}
.cartas__grade .valor{white-space:nowrap}
@media (max-width:640px){
  .cartas__grade{grid-template-columns:1fr}
  .cartas__grade .cartao-foto__corpo{padding:18px 18px 20px;gap:6px}
  .cartas__grade .dado{flex-direction:row;padding:9px 0;font-size:.92rem}
  .cartas__grade .dado strong{text-align:right}
}